Can a Nurse Afford to Live in California? - Nurse Money Talk (2024)

Living in California can be a dream come true for many people.

From the sunny beachside communities to hiking trails and bustling cities like Los Angeles, California has lots to offer!

How likely is it you can afford to live in California as a nurse?

Nurses can live comfortably in California because it’s one of the states with the highest demand for registered nurses. If you want to live comfortably in Cali, you need to know which cities have the highest cost of living and which types of nurses make the most money.

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What Nurses Should Consider When Moving to California

Can a Nurse Afford to Live in California? - Nurse Money Talk (1)

Although many TV shows might have you believe California consists of Orange County and Los Angeles, California is a huge state with many towns, cities, and cultures.

In California, there are over 482 cities, towns, and villages, all the way from Northern California to the very tip of Southern California near Mexico.

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Lifestyle Choices

Although some cities might value beachside fun, such as Santa Cruz and Santa Barbara, other cities might be more keen on technology and innovation, like California’s famous Silicon Valley.

If you’re making a move to California as a nurse, it’s best to visit the city you’re thinking about living in first and decide from there.

As a nurse in California, you’ll want to make sure you choose a city that fits your lifestyle, and of course, your budget.

Cost Of Living

If you’re not interested in the high-roller lifestyle or Los Angeles in general, there are a variety of cities on the outskirts of Los Angeles and in Northern California that are pretty affordable.

These include:

  • Stockton
  • Bakersfield
  • Sacramento
  • Riverside
  • Moreno Valley

These cities have a historically lower cost of living than other major cities in California, such as San Francisco and Los Angeles.

For instance, Bakersfield has a cost of living of 101.6, meaning you can comfortably live here on a median salary of around $63,000.

In San Francisco, the cost of living is a whopping 116.6, with the average home costing well over 1 million dollars!

Fortunately, many other cities in California aren’t too far from the high-life and fun of Los Angeles and Orange Countyand are still affordable (more affordable than, say, San Francisco).

These cities include:

  • Oxnard
  • Ventura
  • Simi Valley
  • Santa Clarita
  • Lancaster
  • Anaheim
  • Vacaville
  • Camarillo

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Use our nursing job board to start looking for and applying to great nursing jobs near you.

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Nurses Salary In California

Can a Nurse Afford to Live in California? - Nurse Money Talk (2)

After you’ve done your research, you’ll want to make sure you find a job in California that is well-paying for nurses.

Fortunately, you’re in luck! Nurses have an incredibly high salary in California compared to nurses living in other states.

According to the U.S. Census Bureau, the average yearly salary of a Registered Nurse in California is over $120,000.

Why such a high salary, you might ask? Well, for starters, nurses are in incredibly high demand and short supply in California.

Since the pandemic, many nurses have chosen to retire from the field or switch to other careers that aren’t direct patient care.

This, along with other short-staffing issues, has led to a shortage of around 40,000 full-time registered nurses, according to the University of California San Francisco.

Ensuring A High-Paying Job

Although nurses are in high demand and well-compensated in California, it’s important to understand one thing: hospitals might not be keen on hiring new, inexperienced nurses.

Because of this, it’s important first to secure a job that pays well enough for you to move to your new California home.

Some of the best ways to ensure you get hired as a nurse in California include:

1. Internships

If you live in California already, it’s always a good idea to build your network and connections during your clinicals.

You will have a higher chance of securing a job in your new hospital, and the salary that comes with it!

2. Gain Experience

If you live in another state and work as an RN here, don’t be afraid to stick it out a while and gain experience at your hospital.

Having more experience will allow you to be more competitive when looking for a well-paying nursing job in California.

3. Learn Another Language

Another way to be competitive is to learn a new language. In California, there are vast amounts of cultures and ethnicities.

As a nurse, you might want to learn the language of the local area you want to apply in.

For instance, Spanish speakers are plentiful in Los Angeles, but in neighboring Long Beach, there is a high population of Cambodian natives who speak Khmer. (Check out this article to find out why I think nurses should learn Spanish.)

Other useful languages can include Mandarin, Korean, Tagalog, and Arabic!

Related: 10+ Best Languages For Nurses to Learn

If you’re still unsure about your financial situation, consider renting an apartment or home with a roommate while you build up your salary.

You can also shop around for different job offers and take your time choosing the best one!

Make The Most Of Your Salary

You might not be able to afford a Rolls Royce living as a nurse in California.

However, due to California’s high-paying nursing salaries and various cities with affordable living costs, it’s very possible to live comfortably in this state on your own.

For help finding your next nursing job in California, visit our job board!

Find Your Next Nursing Job

Use our nursing job board to start looking for and applying to great nursing jobs near you.

Start Applying

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Frequently Asked Questions

  • Oxnard
  • Ventura
  • Simi Valley
  • Santa Clarita
  • Lancaster
  • Anaheim
  • Vacaville
  • Camarillo

California is a good state for new grads and experienced nurses. The pay is good, and most nurses will enjoy the Cali weather. The downside is that California does have one of the highest costs of living among U.S. states.

If you love the Cali weather, there are affordable places nurses can move to in California.

According to the U.S. Bureau of Labor Statistics, Registered Nurses make 120,560 a year on average.

Can a Nurse Afford to Live in California? - Nurse Money Talk (2024)

FAQs

Can a nurse afford to live in California? ›

The answer there is yes. Actually, when I was studying nursing, my really my goal is to really go to California and in the US.

Do nurses make enough money to live? ›

Nurses, on average, tend to make enough money each year to live a "comfortable" life. A BestCollege analysis of national salary data and the cost of living in each state found that median salaries for registered nurses (RNs) are well above what it would take to make a comfortable living in the United States.

Is moving to California as a nurse worth it? ›

It's no secret that California's cost of living is high. On the other hand, when it comes to salaries, California has a commanding edge over every other state. According to the Bureau of Labor Statistics, California RNs' average wage in 2022 was $64.10 an hour, and nurses in some areas averaged almost $80 an hour.

Do nurses make good money in California? ›

Average Nurse Salary in California

California is one of the highest paying states for registered nurses. The registered nurse salary in California is $125,340 per year. This means that nurses in California earn an average of $60.26 per hour.

Can a nurse live in California? ›

The answer there is yes. Actually, when I was studying nursing, my really my goal is to really go to California and in the US.

Can a nurse afford to buy a house in California? ›

Absolutely, you can get a mortgage as a new nurse. Many lenders offer home loans for nurses that don't require a long employment history in the field. However, you may need to provide proof of employment and your nursing license.

Do nurses struggle financially? ›

Nurses just entering the workforce are often saddled with credit card and nursing student loan debt, making monthly payments that eat into their incomes. Graduates of bachelor's nursing programs carry an average debt load of $23,700 while the amount almost doubles for master's nursing degrees.

What state pays nurses the most for cost of living? ›

Cost of Living Index Score2

Washington D.C. The states that pay nurses the most are California, Hawaii, and Oregon, with California paying the most with an average of $133,340 wage per year.

Are nurses considered middle class? ›

Middle-Class Jobs

They are paid relatively well compared to lower-class jobs, but fall below the compensation range of the upper 1% wealth class. Roles include registered nurses, accountants, electricians, teachers, recruiters, human resources, police officers, plumber and chef.

Are nurses happier in California? ›

When nurses' workloads were in line with California-mandated ratios in all three states, nurses' burnout and job dissatisfaction were lower, and nurses reported consistently better quality of care.

Why are nurses leaving California? ›

Concerns about shortages worsened during the COVID-19 pandemic. Anecdotal reports and survey research indicates that some RNs decided to quit working to recover emotionally from the high stress of working during the pandemic.

What city in California pays nurses the most? ›

San Jose, CA and the surrounding area has average RN salaries of $155,230. This makes San Jose the highest-paying city for nurses as of May 2021 (according to the BLS).

How much does a 2 year RN make in California? ›

Salaries by years of experience in California
Years of experiencePer hour
1 to 2 years$51.41
3 to 5 years$53.96
6 to 9 years$55.91
More than 10 years$62.51
1 more row

Why are California nurses paid so much? ›

There are several reasons that nurses in California make very high wages. This includes high demand, a very high cost of living, and the power of the nursing unions. Nursing unions not only ensure strong hourly wages but also pension plans and retirement benefits.

How much do RNs make at Kaiser in California? ›

Rn Kaiser Permanente Salary in California
Annual SalaryHourly Wage
Top Earners$159,385$77
75th Percentile$125,800$60
Average$90,138$43
25th Percentile$67,100$32

What is the best state to work as a nurse cost of living? ›

Highest-paying states for RNs, adjusted for cost of living

As of 2021, Hawaii tops the list at 119.3, while Mississippi comes in lowest, at 87.8. When you adjust each state's average RN salary by its cost of living index, you get a much clearer sense of earning power.

What does a nursing home cost in California? ›

Cost of Long-Term Care in California
Type of CareMonthly Median Cost in 2023
Homemaker Services and/or Home Health Aide$6,473
Assisted Living Facility$5,570
Nursing Home: Semi-Private Room$10,390
Nursing Home: Private Room$12,908
1 more row

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