Some types of loans that do not require a credit check are payday loans, personal loans with no credit check, most federal student loans, and some credit-builder loans. Most of these loans are meant for borrowers with bad or no credit history, so the interest rates and fees might be higher compared to other types of loans.
The best no credit check personal loans are from 60MonthLoans because the company has loan amounts of $2,600 - $10,000, APRs as low as 19.09% and repayment periods of 24-60 months. Other notable lenders that offer no credit check personal loans include OppLoans by OppFi and Integra Credit.
Best No Credit Check Personal Loans
| Lender | Loan Amounts | APRs | Repayment Periods |
| $2,600 - $10,000 | 19.09% - 35.83% | 24-60 months | |
| $500 - $4,000 | 160% - 179% | 6 - 36 months | |
| $500 - $3,000 | 99% - 300% | 6 - 18 months |
To read more about the top-ranked offers, check out WalletHub’s review of the best no credit check loans. Then, you can estimate your potential rates with our free pre-qualification tool.
Finally, it’s also worth considering credit cards with no credit check if you’re not committed to using a loan.
This answer was first published on 04/19/22 and it was last updated on 02/23/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
